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With Crypto.com, the user’s funds are stored safely in cold storage. And they also provide a cold wallet insurance fund in the event of a loss of funds. The platform also monitors all incoming transactions to prevent money laundering and fend off money coming from black markets. All the transactions through the mobile app and exchange are completed only after a two-factor authentication using biometrics, or using the Google Authenticator app. How to Withdraw Money From Crypto.com In 2020, the company launched its non-custodial DeFi Wallet and DeFi Swap services, and started delivering Crypto.com Visa cards to its European customers. The company also decided to phase out the MCO token completely by swapping it to CRO, meaning that from now on, Crypto.com Visa card users have to stake CRO tokens to earn rewards.